--- title: Bartercard Blog | Bartercard Updates | small business owner (4) description: small business owner | Bartercard Blog | Bartercard Updates (4) --- [![logo](https://content.bartercard.co.nz/hs-fs/hubfs/logo.jpg?width=209&name=logo.jpg)](http://www.bartercard.co.nz/) ![QOIN_FINAL RGB_web-01](https://content.bartercard.co.nz/hs-fs/hubfs/00%20AU%20QOIN/QOIN_FINAL%20RGB_web-01.png?width=151&name=QOIN_FINAL%20RGB_web-01.png)   ## [Top Three Reasons Why SMEs Run Out Of Cash and Fail](https://content.bartercard.co.nz/blog/three-reasons-why-smes-fail) Posted by [Bartercard](https://content.bartercard.co.nz/blog/author/bartercard) on Apr 5, 2018 8:52:06 AM [![](https://content.bartercard.co.nz/hubfs/AdobeStock_137111091.jpeg)](https://content.bartercard.co.nz/blog/three-reasons-why-smes-fail) Did you know that 20% of small businesses fail in their first year and 50% of small businesses fail in their fifth year? This puts small business owners at significant risk, and not just in their first year of business. Small and medium-sized businesses don’t have the deep pockets or backing that large enterprises do, which is why even short-term cash flow problems can sink a business with an otherwise promising future. [Read More](https://content.bartercard.co.nz/blog/three-reasons-why-smes-fail) Topics: [Cashflow](https://content.bartercard.co.nz/blog/topic/cashflow), [Accounting](https://content.bartercard.co.nz/blog/topic/accounting), [sme](https://content.bartercard.co.nz/blog/topic/sme), [small business owner](https://content.bartercard.co.nz/blog/topic/small-business-owner) ## [How We Used Bartercard Trade Dollars To Fuel Our Rotorua Holiday!](https://content.bartercard.co.nz/blog/a-bartercard-weekend-away-in-rotorua) Posted by [Bartercard](https://content.bartercard.co.nz/blog/author/bartercard) on Mar 1, 2018 2:37:07 PM [![](https://content.bartercard.co.nz/hubfs/Stock%20Images/iStock_000046794578XXLarge%20(Medium).jpg)](https://content.bartercard.co.nz/blog/a-bartercard-weekend-away-in-rotorua) *Anna Herd moved to New Zealand with her family nearly four years ago and became a Bartercard member almost immediately.  Her husband had previously owned a franchise in the UK so they were no strangers to the Bartercard network and how it worked.  Here, Anna tells us how Bartercard benefited a long family weekend away in Rotorua.* [Read More](https://content.bartercard.co.nz/blog/a-bartercard-weekend-away-in-rotorua) Topics: [Insider](https://content.bartercard.co.nz/blog/topic/insider), [sme](https://content.bartercard.co.nz/blog/topic/sme), [small business owner](https://content.bartercard.co.nz/blog/topic/small-business-owner) ## [Landscape photographer grows business in age of digital disruption](https://content.bartercard.co.nz/blog/landscape-photographer-grows-business-in-age-of-digital-disruption) Posted by [Bartercard](https://content.bartercard.co.nz/blog/author/bartercard) on Feb 27, 2018 11:09:03 AM [![](https://content.bartercard.co.nz/hubfs/Stock%20Images/David%20Kerr%20Photography.jpg)](https://content.bartercard.co.nz/blog/landscape-photographer-grows-business-in-age-of-digital-disruption) With everyone now walking around with a great camera attached to their smartphone, few industries have been disrupted by technology quite so much as photography – just ask Kodak. [Read More](https://content.bartercard.co.nz/blog/landscape-photographer-grows-business-in-age-of-digital-disruption) Topics: [business strategies](https://content.bartercard.co.nz/blog/topic/business-strategies), [sme](https://content.bartercard.co.nz/blog/topic/sme), [small business owner](https://content.bartercard.co.nz/blog/topic/small-business-owner) ## [Business Start-up Tips](https://content.bartercard.co.nz/blog/business-start-up-tips) Posted by [Bartercard](https://content.bartercard.co.nz/blog/author/bartercard) on Aug 29, 2017 12:08:13 PM [![](https://content.bartercard.co.nz/hubfs/Stock%20Images/AdobeStock_133783834.jpeg)](https://content.bartercard.co.nz/blog/business-start-up-tips) Does your brand lack direction or need a fresh start? This blog covers the essential business staples, tips and insight to laying down the business groundwork and staying ahead of the curve. Whether you’re a start-up or established business that needs to hit reset, this blog can help pack more punch into your brand. [Read More](https://content.bartercard.co.nz/blog/business-start-up-tips) Topics: [small business new zealand](https://content.bartercard.co.nz/blog/topic/small-business-new-zealand), [sme](https://content.bartercard.co.nz/blog/topic/sme), [small business owner](https://content.bartercard.co.nz/blog/topic/small-business-owner) ## [Five minutes with Cast Iron Services Ltd](https://content.bartercard.co.nz/blog/five-minutes-with-cast-iron-services-ltd) Posted by [Bartercard](https://content.bartercard.co.nz/blog/author/bartercard) on Jul 4, 2017 10:00:00 AM [![](https://content.bartercard.co.nz/hubfs/Stock%20Images/AdobeStock_106156016.jpeg)](https://content.bartercard.co.nz/blog/five-minutes-with-cast-iron-services-ltd) We talked with one of our construction and trade members to find out the advantages the network brings to their business. Here Duncan Edwards tells us about what works for his business, **[Cast Iron Services Ltd](http://www.castironservices.co.nz/)**.    [Read More](https://content.bartercard.co.nz/blog/five-minutes-with-cast-iron-services-ltd) Topics: [Insider](https://content.bartercard.co.nz/blog/topic/insider), [business strategies](https://content.bartercard.co.nz/blog/topic/business-strategies), [small business owner](https://content.bartercard.co.nz/blog/topic/small-business-owner) ## [Three tips to reach your customers online](https://content.bartercard.co.nz/blog/three-tips-to-reach-your-customers-online) Posted by [Bartercard](https://content.bartercard.co.nz/blog/author/bartercard) on Jun 7, 2017 10:25:22 AM [![](https://content.bartercard.co.nz/hubfs/Stock%20Images/AdobeStock_121176439.jpeg)](https://content.bartercard.co.nz/blog/three-tips-to-reach-your-customers-online)  Still wrapping your head around social media in your business? Here are three essentials when it comes to tapping into your market online and leveraging your brand socially. [Read More](https://content.bartercard.co.nz/blog/three-tips-to-reach-your-customers-online) Topics: [business strategies](https://content.bartercard.co.nz/blog/topic/business-strategies), [growing your business](https://content.bartercard.co.nz/blog/topic/growing-your-business), [small business owner](https://content.bartercard.co.nz/blog/topic/small-business-owner) ## [7 Small Business Start-Up Tips](https://content.bartercard.co.nz/blog/7-small-business-start-up-tips) Posted by [Bartercard](https://content.bartercard.co.nz/blog/author/bartercard) on Mar 20, 2017 2:20:38 PM [![](https://content.bartercard.co.nz/hubfs/Stock%20Images/7tips.jpg)](https://content.bartercard.co.nz/blog/7-small-business-start-up-tips) Speak to any established business owner and you’ll find there are many things they wish they’d known as a start-up. If you’re in start-up stage, thinking of launching a business or just want extra insight in a competitive market, these seven tips could boost your business. [Read More](https://content.bartercard.co.nz/blog/7-small-business-start-up-tips) Topics: [business strategies](https://content.bartercard.co.nz/blog/topic/business-strategies), [growing your business](https://content.bartercard.co.nz/blog/topic/growing-your-business), [small business owner](https://content.bartercard.co.nz/blog/topic/small-business-owner) ## [Smart End of Financial Year Tips](https://content.bartercard.co.nz/blog/smart-end-of-financial-year-tips) Posted by [Bartercard](https://content.bartercard.co.nz/blog/author/bartercard) on Feb 28, 2017 2:39:29 PM [![](https://content.bartercard.co.nz/hubfs/Stock%20Images/business-man-1031755_960_720.jpg)](https://content.bartercard.co.nz/blog/smart-end-of-financial-year-tips) With the End of Financial Year just around the corner, it’s a busy time for business owners filled with sales, stocktake and completing accounts to meet the March 31 dead line. If you own a small business, fewer resources and limited support can add extra pressure and make it feel like all the responsibility is on your shoulders. Although we all read about tax tips from seasoned experts sharing invaluable advice, many people aren’t aware of the advantages and additional opportunities available to Bartercard members. [Read More](https://content.bartercard.co.nz/blog/smart-end-of-financial-year-tips) Topics: [business strategies](https://content.bartercard.co.nz/blog/topic/business-strategies), [Accounting](https://content.bartercard.co.nz/blog/topic/accounting), [small business owner](https://content.bartercard.co.nz/blog/topic/small-business-owner) ## [Bartercard provides you with a new online portal to make trading easier.](https://content.bartercard.co.nz/blog/bartercard-provides-you-with-a-new-online-portal-to-make-trading-easier) Posted by [Bartercard](https://content.bartercard.co.nz/blog/author/bartercard) on Jan 10, 2017 8:55:16 AM [![](https://content.bartercard.co.nz/hubfs/student-849822_960_720%20(00000002).jpg)](https://content.bartercard.co.nz/blog/bartercard-provides-you-with-a-new-online-portal-to-make-trading-easier) Want to increase sales, fill capacity, improve margins and have a better lifestyle that allows more time with your family? Of course you do! It’s the perfect scenario and one that is easily within reach. This article will explore the advantages of Bartercard’s latest addition – the new online [Marketplace](http://www.bartercard.co.nz/Members+Information/BartercardMarketplace.html)platform – and how it will help you achieve your goals. [Read More](https://content.bartercard.co.nz/blog/bartercard-provides-you-with-a-new-online-portal-to-make-trading-easier) Topics: [small business new zealand](https://content.bartercard.co.nz/blog/topic/small-business-new-zealand), [small business owner](https://content.bartercard.co.nz/blog/topic/small-business-owner) ## [How often do you get time out from your business?](https://content.bartercard.co.nz/blog/how-often-do-you-get-time-out-from-your-business) Posted by [Bartercard](https://content.bartercard.co.nz/blog/author/bartercard) on Dec 22, 2016 11:09:58 AM [![](https://content.bartercard.co.nz/hubfs/Retainer%20blogs%20/iStock-512994601.jpg)](https://content.bartercard.co.nz/blog/how-often-do-you-get-time-out-from-your-business) When was the last time you took a decent holiday and completely switched off from your business? If your answer is anything like “ummmm… I can’t remember…” or (worse) “never!” then it’s time to take a close look at what’s getting in the way. [Read More](https://content.bartercard.co.nz/blog/how-often-do-you-get-time-out-from-your-business) Topics: [small business new zealand](https://content.bartercard.co.nz/blog/topic/small-business-new-zealand), [small business owner](https://content.bartercard.co.nz/blog/topic/small-business-owner) [Previous](https://content.bartercard.co.nz/blog/topic/small-business-owner/page/3) ### Subscribe to our blog   ### Most Popular Posts [![Attract New Customers](https://hubspot-no-cache-ap1-prod.s3.amazonaws.com/cta/default/1651106/fc0fa571-940a-4352-b12f-65321da5e95a.png)](https://hubspot-cta-redirect-ap1-prod.s3.amazonaws.com/cta/redirect/1651106/fc0fa571-940a-4352-b12f-65321da5e95a) [![New Call-to-action](https://hubspot-no-cache-ap1-prod.s3.amazonaws.com/cta/default/1651106/bd796649-8338-4f46-8b3e-806d0cebde8d.png)](https://hubspot-cta-redirect-ap1-prod.s3.amazonaws.com/cta/redirect/1651106/bd796649-8338-4f46-8b3e-806d0cebde8d) ### Enquire now about joining Bartercard